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Insurance documentation

Wind Mitigation

Document the features that help your home resist wind.

A wind mitigation inspection documents specific construction features for your insurer’s review. In South Florida, visible features and supporting records both matter. Preparing your roof and opening-protection documents before the visit helps the inspector evaluate what can be verified.

Broward · Miami-Dade · Palm Beach

Features + evidence = better documentation. Roof features, Roof connections, Opening protection, Supporting records.
AI-generated service imagery. Actual scope depends on the property and agreed service.
Best for

Owners providing wind-resistance documentation to an insurance company.

What you receive

A completed mitigation inspection form and supporting documentation for insurer review.

The inspection focus

What we evaluate.

01

Roof characteristics

Observable roof covering and roof geometry, with relevant records and photographs.

02

Attachment & connections

Accessible roof deck attachment and roof-to-wall connection details that can be observed and documented.

03

Water resistance & openings

Applicable water-resistance details and opening-protection features, where verifiable.

04

Supporting evidence

Permits, installation records, labels, and product approvals that support the applicable form responses.

From observations to next steps

Make sense of your report.

The report records the features that the inspector can verify under the applicable wind mitigation form. Missing access, unreadable labels, or incomplete records may limit what can be documented. Give the completed report to your insurance agent or company for its review; KRC does not set your premium or determine your coverage.

More homeowner guidance →
Before your appointment

Help us make the visit count.

  1. Gather finalized roof permits, paid installation invoices, and available records for roof replacement or upgrades.

  2. Have shutter, impact-window, door, garage-door, and skylight documentation ready, including product approvals where available.

  3. Arrange safe attic access and tell KRC about any inaccessible areas or missing documents before the visit.

Answers before you book

Common questions.

Will I automatically receive an insurance discount?

No specific discount can be promised. Your insurer reviews the documented features and applies its own underwriting and rating requirements.

Are new windows enough to document opening protection?

The inspector needs to verify the applicable protection and supporting evidence. Gather installation records and approvals for relevant openings, rather than relying only on appearance.

What if I cannot find a permit or product approval?

Tell KRC before the inspection. We can discuss which records may help and which features might remain unverified without supporting evidence.

Can this be booked with a 4-point or full home inspection?

Use the shared scheduler to review the available services and packages, or call KRC to confirm the combination you need.

Further reading

Florida DFS: mitigation inspections and forms ↗ (opens in a new tab)

External guidance is provided for reference. Your service agreement and insurer’s requirements determine the applicable scope.

Ready for the next step?

Tell us about your property.

Use KRC’s shared scheduler for inspections and available packages. If no appointment is listed or you’re unsure which service fits, call 954-962-4272 for help.

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