This tool is designed to assist homeowners and builders in estimating potential wind insurance savings from Florida insurance companies based on specific building features that minimize damage during high wind events such as hurricanes. These features include construction elements that reduce wind damage, which may result in lower wind insurance premiums. Most existing homes have at least one wind-resistive construction feature and may qualify for specific insurance discounts. Moreover, homes built after 1994 in Miami-Dade or Broward Counties and those built after 2002 in other parts of the state are equipped with numerous wind-resistive construction features, making them eligible for credits. By answering a series of questions regarding your current home or planned renovations, the Wind Insurance Savings Calculator (WISC) can determine potential savings. Determine what level of savings you may be eligible for below.