Roofing
Visible roof condition, available age or update records, and relevant evidence of deterioration or leakage.
Insurance documentation
4-Point Inspection
Four essential systems. Focused insurance reporting.
If your insurance agent asks for a 4-point report, the focus is roofing, electrical, plumbing, and heating and cooling. KRC documents accessible conditions and relevant details so your insurer can review the property information it requested.
Broward · Miami-Dade · Palm Beach
Best for
Owners and buyers whose insurer requests a 4-point inspection.
What you receive
A focused four-system report with supporting photos and observed concerns.
The inspection focus
What we evaluate.
Electrical
Accessible panel and wiring information, observable conditions, and concerns requiring an electrician’s evaluation.
Plumbing
Accessible supply and drain components, water heater information, and visible leakage or deterioration.
Heating & cooling
Equipment information and observable conditions of the heating and cooling systems within the agreed scope.
From observations to next steps
Make sense of your report.
The report organizes observations by system and includes the documentation appropriate to the insurer’s requested form. Records of replacements or repairs can help establish updates. If a concern is observed, the report may recommend evaluation or correction by a qualified trade professional before the insurer completes its review.
More homeowner guidance →Before your appointment
Help us make the visit count.
Ask your insurance agent for the required form, report deadline, and any special instructions.
Gather available roof, electrical, plumbing, water-heater, and HVAC replacement records or permits.
Arrange safe access to panels, equipment, under-sink plumbing, and other areas needed for documentation.
Answers before you book
Common questions.
Is a 4-point inspection enough when buying a home?
It serves a different purpose from a full home inspection. If you want a broader understanding of the property, discuss a full inspection as well as your insurer’s documentation needs.
Does the report guarantee that the insurer will issue a policy?
No. The insurance company determines eligibility, coverage, and any additional requirements.
Can recent repair records help?
Yes. Bring available permits, invoices, and replacement records so updates can be documented where appropriate.
Does a 4-point report also cover my roof certification request?
Ask your insurance agent. Some insurers may accept the roof information in a qualifying 4-point report; the requested documentation and photo requirements must be confirmed.
Further reading
Citizens: roof and 4-point inspection information ↗ (opens in a new tab)External guidance is provided for reference. Your service agreement and insurer’s requirements determine the applicable scope.
Ready for the next step?
Tell us about your property.
Use KRC’s shared scheduler for inspections and available packages. If no appointment is listed or you’re unsure which service fits, call 954-962-4272 for help.
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Buying, selling & ownership
Full Home Inspection
Buyers, sellers, and owners who want a broad overview of the property.
Need help with repairs? Find a contractor.
Find local contractors through KRC Contractor Connect, request estimates, and choose who you want to hire. Contractors are independent businesses; verify credentials and insurance before hiring.
Find a contractor →